Take Control: Get Pre-Approved Before You Start Your Home Search

A mortgage pre-approval gives you control and confidence from day one. In a high-rate market (or any market for that matter), it clarifies your real budget, protects you from payment surprises, and signals to sellers that you’re ready to close. You can shop smarter, move faster, and make stronger offers with less stress.

Keep in mind, when you are speaking with lenders, you will absolutely have to provide information on any income, debt and assets. You will also be subject to a credit pull if you want to get the most accurate amount. NOTE* If you get a number/amount from a lender before submitting any documents, that number is likely useless until you submit the necessary documents the lender needs in order to fully underwrites your file and give you the most accurate pre-approval amount. Make sure to ask for estimated monthly payments at a few price points so you can focus your home search and move quickly on the right home.

PRO TIP: Pre-approval letters typically expire after 60-90 days. Make sure you are aware of when your pre-approval expires and be prepared to “refresh” your file if needed…especially in the event that interest rates increase or decrease since that will impact your purchasing power and overall pre-approval amount.

How to get started: Reach out for a free, no‑obligation introduction and we’ll connect you with trusted lenders in Colorado, New York or anywhere in the USA.

Questions? Consumers Property Resource Group is here to help—no sales pressure, just guidance. Our support concierges are available 24/7. Message us anytime.